Founder






Iceberg Gem 
Founder & CEO



As many of toddlers coming up I had books and toys to teach me how to count, but it never stuck with me until my mother and father taught me how to count using pennies. Money is the only thing that has made sense to me from an intellectual standpoint and consequently helps me understand the world. I am not here to share my gifts with the world; I am here to help the people use their gifts to understand Investments.

​I am a man of humble beginnings; born and raised in Western Baltimore County. I don't require posh business dinning and business cocktails...cracking crabs, lake trout, pit beef, and American beer is just fine with me. Leave your business attire in the closet; you are among a friend. I am a man of the people; I am a man of the investor!